Lloyds TSB is a bank that actually gives you something back. For a start, when you open a Classic Plus current account we'll pay in £50 to say 'welcome'. On top of that, we also offer one of the best interest rates on the high street. The first £5,000 of your balance will earn an impressive 4.00% AER*

Here's what Lloyds TSB customers enjoy:

• Interest rate - 4.00% AER* fixed on the first £5000.00 of balances until 30th August 2005. To qualify, you will need to log on to Internet banking at least 3 times every 3 months and pay in a minimum of £2000 per month. If you pay in less than £1000 per month, you receive 3.75% AER. **Balances over £5000 earn interest of 0.01% AER**
• Overdraft facility - 15.4% EAR standard rate.
• Overdraft interest rate - 15.4% Subject to approval.
• 24 hour support: 24 hour telephone support for account queries and lost or stolen cards. For Internet banking queries you can use their online help facility 24/7 or telephone during these times: 7.00am til 10.00pm Mon To Fri + 8.00am til 6.00pm Sat and Sun.
• Other Information - If you pay in £500 - £1000 a month, you are eligible for the Lloyds TSB Classic account (interest 0.10%)
• Commission free travel money
• A Visa debit card
• Hassle free transfer when you move your account to LLoyds TSB.
• Current Special Promotion - apply online and agree to pay in £1,000 a month or more, Lloyd's TSB will credit your account with £30 once they receive your first deposit.

** EAR stands for Equivalent Annual Rate and illustrates the yearly cost of an overdraft.
** AER stands for Annual Equivalent Rate and demonstrates what the interest rate would be if interest was paid and compounded once a year.